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Jurnal Ekonomi Malaysia

47 (1) 2013 75 – 86

Impak Kredit Mikro ke atas Ketaksamarataan Pendapatan di Kalangan Sahabat Amanah Ikhtiar
The Impact of Micro Credit on Income Inequqlity Among Sahabat Amanah Ikhtiar

Jabatan Ekonomi
Pusat Pengajian Ekonomi, Kewangan dan Bank
Kolej Perniagaan
Universiti Utara Malaysia
06010 Sintok, Kedah D.A.
MALAYSIA

saifoul@uum.edu.my

Jabatan Ekonomi
Pusat Pengajian Ekonomi, Kewangan dan Bank
Kolej Perniagaan
Universiti Utara Malaysia
06010 Sintok, Kedah D.A.
MALAYSIA

hadijah@uum.edu.my

Jabatan Ekonomi
Pusat Pengajian Ekonomi, Kewangan dan Bank
Kolej Perniagaan
Universiti Utara Malaysia
06010 Sintok, Kedah D.A.
MALAYSIA

ahroslan@uum.edu.my

Abstract

This paper AIMs to analyze the impact of micro credit upon the income distributions amongst the ‘Sahabat Amanah Ikhtiar’ in Kedah and Kelantan. To examine the effects on income distributions, this study used the Gini coefficient proposed by Yao (1997). The data set of this study is obtained from ‘Kajian Penyelidikan Impak 6 AIM’. A total of 495 respondents have been interviewed using the face-to-face interview method. The respondents were selected using the stratified random sampling method according to branches in both Kedah and Kelantan regions. The findings indicate that the income from activitic resources financed by the micro credit has an equalising effect upon income inequality. Assuming ceteris paribus, an increase in income share from the micro credit activitic resources will lead to a decrease in total household income inequality.

Keywords

inequality; Microcredit; non agrriculture income and Amanah Ikhtiar Malaysia (AIM)

Author’s Acknowledgement

Artikel ini menggunakan sebahagian dari data kajian Impak 6 AIM (2010). Oleh itu penulis mengucapkan jutaan terima kasih kepada pihak AIM atas kebenaran menggunakan data ini.

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Bibliography

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Noor, , Mat, , & Hakim, (2013). Impak Kredit Mikro ke atas Ketaksamarataan Pendapatan di Kalangan Sahabat Amanah Ikhtiar. Jurnal Ekonomi Malaysia, 47(1), 75–86.

@article{noor2013impak,
  title={Impak Kredit Mikro ke atas Ketaksamarataan Pendapatan di Kalangan Sahabat Amanah Ikhtiar},
  author={Noor, Mohd and Mat, Siti and Hakim, Roslan},
  journal={Jurnal Ekonomi Malaysia},
  volume={47},
  number={1},
  pages={75—86},
 

year={2013},
}

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