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Jurnal Ekonomi Malaysia

47 (2) 2013 129 – 135

Kesejahteraan Kewangan dalam Kalangan Guru Wanita
Financial Well-Being Amongst Female Teachers Financial Well-Being Amongst Female Teachers

Fakulti Sains Sosial dan Kemanusiaan
Universiti Kebangsaan Malaysia
43600 Bangi Selangor
MALAYSIA

zaimahr@ukm.my

Fakulti Sains Sosial dan Kemanusiaan
Universiti Kebangsaan Malaysia
43600 Bangi Selangor
MALAYSIA

sarmila@ukm.my

Fakulti Pendidikan
Universiti Kebangsaan Malaysia
43600 Bangi Selangor
MALAYSIA

habib.ismail71@yahoo.com

Abstract

This paper will present part of research project funding UKM-GGPM-CMNB-144-2010. This study intent to discuss the level of financial well-being among women teachers. The focus objective of this study in measuring levels of financial well-being and also identify the socio economic factors that influence the level of financial well-being of the teachers. A total of 325 teachers was selected and analyzed in this discussion. Questionnaires are used as the instrument for the study. The measurement for financial well-being of the study uses Malaysian Financial Well-Being Scale (MFWBS). This scale comprises 12 questions with 10 measurement scales that is scale 1 (the lowest score) and scale 10 (the highest score). Study results finds that most of the female teachers have a moderate level of financial well-being and there are significant differences among age, total savings and number asset with the level of financial well-being of the female teachers. Besides, age factor, duration of service and monthly income of the female teachers also have a relation with the level of their financial well-being, albeit not so influential. The primary implication of the study suggests that knowledge and skills in managing personal finances among teachers are given priority.

Keywords

female teacher; Financial well-being; subjective measurement

Author’s Acknowledgement

Penghargaan kepada UKM kerana membiayai penyelidikan UKM-GGPM-CMNB-144-2010 dan Kementerian Pelajaran Malaysia kerana kerjasama yang diberikan, terutama guru-guru yang terlibat dalam kajian ini.

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Ramli, , Md. Sum, , & Ismail, (2013). Kesejahteraan Kewangan dalam Kalangan Guru Wanita. Jurnal Ekonomi Malaysia, 47(2), 129–135.

@article{ramli2013financial,
  title={Kesejahteraan Kewangan dalam Kalangan Guru Wanita},
  author={Ramli, Zaimah and Md. Sum, Sarmila and Ismail, Habib},
  journal={Jurnal Ekonomi Malaysia},
  volume={47},
  number={2},
  pages={129—135},
 

year={2013},
}

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