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Insurance Cover

Insurance

The Student Finance Division also manages group hospital insurance for students as follows :- 

The list of benefits that are acceptable for Local students

Bil

Benefits

The Amount of Protected (RM)

1.

Ordinary Death

5,000.00

2.

Death Due to Accident

10,000.00

3.

Permanent Disability By Causes Ordinary

5,000.00

4.

Permanent Disability Caused Accident

10,000.00

5.

Disability Partial Permanent By Reason – Ordinary reason

5,000.00

6.

Disability Partial Permanent Due Accident

10,000.00

7.

Medical Treatment Claims Due to an Accident ( Maximum ) based on the bill demands .

1,000.00

8.

Expenses Funeral (Member)

3,000.00

Schedule Of Benefits-sum Covered for International Students

Bil

Benefits

The Amount of Protected (RM)

1.

Death Benefit (Natural Cause)

5,000.00

2.

Death Benefit (Accidental Cause)

10,000.00

3.

Total Permanent Disablement Benefit (Natural Cause)

5,000.00

4.

Total Permanent Disablement Benefit (Accidental Cause)

10,000.00

5.

Partial Permanent Disablement Benefit (Natural Cause)

5,000.00

6.

Partial Permanent Disablement Benefit (Accidental Cause)

10,000.00

7.

Accidental Medical Reimbursement

1,000.00

8.

Funeral Expenses Benefit (Member)

4,000.00

Group Medical Takaful /Group Hospital & Surgical (Foreign Student)

Bil

Benefits

The Amount of Protected (RM)

1.

Ordinary Death

5,000.00

2.

Death Due to Accident

10,000.00

3.

Permanent Disability By Causes Ordinary

5,000.00

4.

Permanent Disability Caused Accident

10,000.00

5.

Disability Partial Permanent By Reason – Ordinary reason

5,000.00

6.

Disability Partial Permanent Due Accident

10,000.00

7.

Medical Treatment Claims Due to an Accident ( Maximum ) based on the bill demands .

1,000.00

8.

Expenses Funeral (Member)

3,000.00

Note:

  1. The Insurance risk is underwritten By Takaful Ikhlas Sdn Bhd.
  2. Any medical costs in excess of the benefit limit provided by your company will be borne by you.
  3. Claims must be submitted to ING Insurance within 30 days from the date of consultation or services.
  4. Some hospitals do not include meal allowance under the Room & Board Limit.